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I am wanting to buy a house, but I only have a credit. – A 562 credit score may be able to get approved. It all depends on why it’s a 562. But you certainly aren’t far from a 580 which is where a lot of lenders will approve.
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The Credit Score Used for a Car Loan: It’s Not What You Think – There’s already so much confusion surrounding credit scores that you may not know there is a specific score used to determine your car loan.
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Credit Rating – Investopedia – Sharper Insight. Smarter. – A loan is essentially a promise, and a credit rating determines the likelihood that the borrower will pay back a loan within the confines of the loan agreement, without defaulting.