For years, satisfied homeowners have counted on MH Loans to find them the best in park manufactured home mortgages – from the lowest interest rates to the highest-level terms available in the mobile home loan market today. A real person answers the phone when you call and we’ll return your calls within one business day.
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Financing for Single Wide Mobile Homes. Whether you are purchasing a new single wide mobile home or refinancing an existing loan, at eLEND we work hard to keep the financing process simple and affordable. Single wides and other types of mobile homes generally require specific financing programs that are not offered by all lenders.
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MH Loans services the State of Florida to deliver amazing mobile home loan rates and refinancing for manufactured homes.Everyone loves the idea of owning a home in the Sunshine State of Florida, but purchasing a home is an expensive item.
Factory-built residences built after HUD regulations were in place are called manufactured homes (regardless of their mobility), and modular homes are those built in a factory but assembled on-site. All three types can typically be financed, though the ease of obtaining that financing will likely vary both by home type and the type of loan.
Financing your manufactured home. No, but it is different. Loans for manufactured homes come from Fannie Mae and Freddie Mac, two agencies that write the rules for conforming mortgages. FHA loans, plus financing from USDA and VA, are other avenues to finance a manufactured home. Personal loans can work, too.
Fannie Mae offers several different home loan programs, including the MH Advantage for manufactured homes. The program offers 30-year, fixed-rate mortgages or 7/1 and 10/1 adjustable-rate mortgages with lower interest rates and fees than you might find with a retail installment contract.
Why Choose a Manufactured Home? Recent times have seen both the national economy and the housing market enjoy a much needed comeback. With that in mind, it’s still hard to find better value in the world of home ownership than in Mobile Homes.
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Home / Program Offices / Housing / Single Family / Title I / HUD Financing Manufactured (Mobile) Homes Financing Manufactured (Mobile) Homes Under the Title I program, FHA approved lenders make loans from their own funds to eligible borrowers to finance the purchase or refinance of a manufactured home and/or lot.